:root{--purple:#402b68;--deep:#291a44;--orange:#f05223;--ink:#242d32;--muted:#657078;--paper:#f8f7f4;--line:#e3e3df;--green:#326a54;--radius:18px}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.6}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea{touch-action:manipulation}button{cursor:pointer}button:disabled{cursor:not-allowed;opacity:.55}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{outline:3px solid var(--orange);outline-offset:4px}.skip{position:fixed;top:-100px;left:12px;z-index:20;background:#fff;padding:12px}.skip:focus{top:8px}.preview-bar{min-height:34px;background:#f0ecf7;color:#514466;font-size:11px;letter-spacing:.03em;display:flex;gap:7px;align-items:center;padding:7px 5%;justify-content:center}.preview-dot{height:6px;width:6px;border-radius:50%;background:var(--orange)}.preview-bar a{margin-left:auto;text-decoration:underline}.preview-bar .preview-dot{margin-left:auto}header{height:98px;max-width:1400px;margin:auto;padding:0 5%;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid var(--line);gap:25px}.brand img{width:175px;display:block}nav{display:flex;align-items:center;gap:32px;font-size:14px;font-weight:600}nav>a:not(.button):hover,nav>a[aria-current=page]:not(.button){color:var(--orange)}.button{display:inline-flex;justify-content:center;align-items:center;gap:26px;border-radius:8px;border:1px solid transparent;background:var(--orange);color:#fff;padding:13px 22px;font-size:14px;font-weight:700;line-height:1.5;transition:background .15s,transform .15s}.button:hover{background:#d94419;transform:translateY(-1px)}.button.secondary{background:transparent;color:var(--purple);border-color:#c5bbd2}.button.secondary:hover{background:#ece7f3}.button.white{background:#fff;color:var(--purple)}.button.dark{background:var(--purple)}.menu-toggle{display:none}main{min-height:55vh}.wrap{max-width:1240px;padding:0 5%;margin:auto}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:var(--purple);font-size:11px;font-weight:800;margin:0 0 20px;display:flex;align-items:center;gap:9px}.eyebrow:before{content:'';height:7px;width:7px;border-radius:50%;background:var(--orange)}h1,h2,h3,p{margin-top:0}h1{font-size:clamp(44px,5.2vw,76px);line-height:1.04;letter-spacing:-.055em;font-weight:800;margin-bottom:26px}h2{font-size:clamp(30px,3vw,44px);line-height:1.15;letter-spacing:-.04em}h3{font-size:21px;line-height:1.25;letter-spacing:-.025em}p{color:var(--muted)}.hero{display:grid;grid-template-columns:1fr 1fr;gap:48px;padding-top:70px;padding-bottom:64px;align-items:center}.hero-copy{padding:14px 0 24px}.hero h1 em{color:var(--orange);font-style:normal}.hero-copy>p:not(.eyebrow){font-size:17px;max-width:440px}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.small-note{font-size:12px!important;margin-top:20px;color:var(--muted)}.hero-art{min-height:455px;border-radius:22px;background:#eeeaf3;position:relative;overflow:hidden}.hero-art svg{width:100%;height:455px;display:block}.art-label{position:absolute;top:22px;left:24px;color:#796d88;font-size:10px;text-transform:uppercase;letter-spacing:.13em}.art-card{position:absolute;background:white;padding:17px 19px;border:1px solid #eee;border-radius:12px;box-shadow:0 8px 35px #34204c12}.art-card.top{top:56px;right:20px}.art-card.bottom{bottom:26px;left:23px;right:23px;display:flex;gap:14px;align-items:center}.art-card strong{display:block;font-size:14px;line-height:1.3}.art-card small{display:block;font-size:11px;color:var(--muted);margin-top:3px}.icon-tile{height:43px;width:43px;background:#f4eae5;color:var(--orange);display:flex;align-items:center;justify-content:center;border-radius:10px;flex-shrink:0}.icon-tile svg{height:24px;width:24px}.sample-label{margin-left:auto!important;font-size:9px!important;letter-spacing:.08em;text-transform:uppercase;color:#877999!important}.service-strip{background:var(--paper);border-block:1px solid var(--line)}.service-strip .wrap{display:flex;justify-content:space-between;gap:20px;padding-top:23px;padding-bottom:23px}.service-strip span{font-size:13px;font-weight:600;display:flex;align-items:center;gap:10px}.service-strip svg{color:var(--purple);width:22px;height:22px}.section{padding-top:80px;padding-bottom:80px}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:34px}.section-heading h2{max-width:560px;margin-bottom:0}.section-heading p{max-width:330px;margin-bottom:0;font-size:14px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.service-card{border:1px solid var(--line);border-radius:var(--radius);padding:29px;position:relative}.service-card .icon-tile{background:#eee9f4;color:var(--purple);height:48px;width:48px;margin-bottom:40px}.service-card h3{margin-bottom:11px}.service-card p{font-size:14px;margin-bottom:0}.service-card .arrow{position:absolute;top:30px;right:28px;color:var(--purple)}.service-card:hover{border-color:#b3a2c9;background:#fcfbfe}.section.soft{background:var(--paper)}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:42px;margin-top:45px}.step-number{display:block;color:var(--orange);font-size:13px;letter-spacing:.1em;border-bottom:1px solid #d4cbdc;padding-bottom:17px;margin-bottom:22px}.steps-grid p{font-size:14px}.provider-banner{border-radius:22px;background:var(--purple);color:white;padding:53px 55px;display:grid;grid-template-columns:1.5fr 1fr;gap:50px;align-items:center;position:relative;overflow:hidden}.provider-banner h2{max-width:580px;margin-bottom:16px}.provider-banner p{color:#d5cce2;max-width:520px;font-size:15px}.provider-banner .eyebrow{color:#ddd4eb}.provider-banner .banner-side{border-left:1px solid #ffffff30;padding-left:40px}.banner-side p{font-size:13px;margin:15px 0}.page-head{background:var(--paper);padding:55px 0}.page-head h1{font-size:54px;max-width:780px;margin-bottom:20px}.page-head p{max-width:660px;font-size:17px;margin-bottom:0}.split{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:start}.check-list{list-style:none;padding:0;margin:25px 0}.check-list li{padding:13px 0;border-bottom:1px solid var(--line);display:flex;gap:13px;font-size:15px}.check-list li:before{content:'✓';color:var(--orange);font-weight:bold}.info-panel{background:var(--paper);padding:30px;border:1px solid var(--line);border-radius:var(--radius)}.info-panel p{font-size:14px}.info-panel p:last-child{margin:0}.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.contact-grid .info-panel{margin-top:20px}footer{background:#251b35;color:#fff;margin-top:30px;padding:45px 5% 20px}.footer-top,.footer-bottom{max-width:1116px;margin:auto;display:flex;justify-content:space-between;gap:35px}.footer-logo{width:165px}.footer-top p{color:#c8bfd3;font-size:18px;line-height:1.4}.footer-top>div{display:flex;flex-direction:column;font-size:13px;gap:9px}.footer-bottom{margin-top:36px;border-top:1px solid #ffffff20;padding-top:19px;color:#b6aabd;font-size:11px;flex-wrap:wrap}.footer-bottom>div{display:flex;gap:22px}.application-shell{background:var(--paper);padding:50px 0 80px}.application-intro{text-align:center;margin-bottom:32px}.application-intro .eyebrow{justify-content:center;margin-bottom:12px}.application-intro h1{font-size:42px;margin-bottom:12px}.application-intro p{font-size:14px;max-width:630px;margin-inline:auto}.application-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:30px;max-width:1050px;margin:auto;padding:0 5%}.application-sidebar{padding-top:12px}.progress-list{list-style:none;padding:0;margin:0 0 35px}.progress-list li{display:flex;align-items:center;gap:12px;font-size:13px;color:#8c8990;padding:13px 0}.progress-list .step-circle{border:1px solid #d7d2de;width:29px;height:29px;display:flex;align-items:center;justify-content:center;border-radius:50%;font-size:11px}.progress-list .active{color:var(--purple);font-weight:bold}.progress-list .active .step-circle{background:var(--purple);color:#fff;border-color:var(--purple)}.progress-list .complete .step-circle{background:#e1eee6;color:var(--green);border-color:#e1eee6}.sidebar-note{font-size:12px;border-top:1px solid var(--line);padding-top:20px;max-width:190px}.form-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:34px}.form-topline{font-size:10px;color:var(--orange);font-weight:bold;text-transform:uppercase;letter-spacing:.12em;margin-bottom:13px}.form-card h2{font-size:27px;margin-bottom:10px}.form-card>.form-description{font-size:13px;margin-bottom:26px}.fields{display:grid;grid-template-columns:1fr 1fr;gap:19px}.field.full{grid-column:1/-1}.field label,.field-label{display:block;font-size:12px;font-weight:bold;margin-bottom:7px}.required{color:#b63b18}.optional{font-weight:normal;color:var(--muted)}input:not([type=checkbox]):not([type=radio]),select,textarea{width:100%;padding:11px 12px;border:1px solid #d9d9d8;border-radius:7px;color:var(--ink);background:#fff;min-width:0;font-size:14px}input[type=file]{font-size:12px!important;background:var(--paper)!important}input[type=file]::file-selector-button{background:#eee8f5;color:var(--purple);border:0;padding:7px 9px;border-radius:4px;margin-right:10px;font-weight:bold;font-size:11px}textarea{resize:vertical;min-height:84px}.field small,.help{font-size:11px;color:var(--muted);display:block;margin-top:6px}.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:18px 0 24px}.choice{position:relative;display:flex;gap:11px;align-items:start;padding:17px;border:1px solid var(--line);border-radius:9px;cursor:pointer;font-size:13px}.choice:has(input:checked){border-color:var(--purple);background:#f7f4fb;box-shadow:0 0 0 1px var(--purple)}.choice input{accent-color:var(--purple);margin-top:5px}.choice strong{display:block}.choice small{display:block;color:var(--muted);font-size:11px;margin-top:4px}.form-navigation{display:flex;justify-content:space-between;gap:15px;padding-top:26px;margin-top:28px;border-top:1px solid var(--line)}.text-button{background:none;border:0;color:var(--purple);font-size:13px;font-weight:bold;padding:10px}.notice{background:#f4f0f8;border-left:3px solid var(--purple);padding:16px 18px;margin:22px 0;font-size:12px;color:#574668}.notice.orange{background:#fff4eb;border-color:var(--orange);color:#824527}.notice strong{display:block;margin-bottom:3px}.coi-address{font-style:normal;background:#fff;border:1px solid var(--line);padding:14px 17px;margin-top:10px;line-height:1.7;color:var(--ink)}.form-section-title{font-size:16px;margin:30px 0 14px}.checkbox-line{display:flex;gap:10px;font-size:13px;align-items:start;margin:14px 0}.checkbox-line input{accent-color:var(--purple);margin-top:5px}.inline-link{color:var(--purple);text-decoration:underline;background:transparent;border:0;padding:0;font-size:inherit}.errors{border:1px solid #d99b8c;color:#9c351a;background:#fff5f0;padding:12px 16px;font-size:12px;border-radius:6px;margin-bottom:20px}.errors:empty{display:none}.summary-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}.summary-item{border-bottom:1px solid var(--line);padding:8px 0}.summary-item span{display:block;font-size:10px;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}.summary-item strong{font-size:13px;overflow-wrap:anywhere}.success{text-align:center;padding:20px 0}.success-mark{background:#e8f1eb;color:var(--green);font-size:30px;width:70px;height:70px;display:grid;place-items:center;border-radius:50%;margin:0 auto 23px}.success p{font-size:14px}.status-pill{display:inline-flex;font-size:10px;font-weight:bold;border-radius:20px;padding:4px 10px;background:#fff1d7;color:#805d19}.status-pill.approved{background:#e2f0e7;color:#286344}.status-pill.rejected{background:#f9e4dd;color:#963e2b}.review-shell{background:var(--paper);padding:45px 0 65px}.review-header{display:flex;align-items:end;justify-content:space-between;gap:20px}.review-header h1{font-size:37px;margin-bottom:8px}.review-header p{font-size:13px}.review-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin:26px 0}.stat{border:1px solid var(--line);border-radius:12px;background:white;padding:20px}.stat span{font-size:12px;color:var(--muted)}.stat strong{display:block;font-size:29px;color:var(--purple)}.review-filters{display:flex;gap:15px;margin-bottom:20px}.review-filters input{flex:2}.review-filters select{flex:1}.review-list{display:grid;gap:12px}.review-row{padding:21px 24px;border:1px solid var(--line);border-radius:12px;background:#fff;display:flex;gap:20px;align-items:center}.avatar{width:43px;height:43px;border-radius:10px;background:#eee8f5;display:grid;place-items:center;color:var(--purple);font-weight:bold}.review-row h3{font-size:15px;margin:0}.review-row p{font-size:11px;margin:3px 0 0}.review-row .row-status{margin-left:auto}.review-detail{background:#fff;border:1px solid var(--line);border-radius:16px;padding:30px;margin-top:20px}.review-detail h2{font-size:26px}.review-detail .fields{margin-top:20px}.review-empty{padding:35px;text-align:center;border:1px dashed #ccc;border-radius:12px}.dialog-close{position:absolute;right:15px;top:10px;font-size:25px;background:none;border:0;color:var(--muted)}dialog{max-width:500px;width:calc(100% - 32px);border:1px solid var(--line);border-radius:18px;padding:40px}dialog::backdrop{background:#21152c88}dialog h2{font-size:28px}dialog p{font-size:14px}[hidden]{display:none!important}@media(min-width:1500px){header{padding-inline:70px}}@media(max-width:900px){nav{gap:18px;font-size:12px}.brand img{width:145px}.hero{gap:25px}.hero-art,.hero-art svg{min-height:400px;height:400px}.art-card.top{right:10px;top:47px}.provider-banner{padding:35px;gap:25px}.provider-banner .banner-side{padding-left:25px}.grid-3{gap:14px}.service-card{padding:22px}.application-layout{grid-template-columns:180px 1fr;gap:20px}.form-card{padding:26px}.service-strip .wrap{gap:10px}.service-strip span{font-size:11px}}@media(max-width:680px){.preview-bar{font-size:10px;justify-content:start;padding:7px 5%}.preview-bar .preview-dot{margin-left:0}.preview-detail{display:none}.preview-bar a{font-size:9px}header{height:79px;flex-wrap:wrap;position:relative}.brand img{width:147px}.menu-toggle{display:flex;gap:15px;background:none;border:0;font-size:12px;color:var(--purple);align-items:center}.menu-toggle span{font-size:20px}nav{display:none;position:absolute;top:78px;left:0;right:0;z-index:10;background:#fff;padding:20px 5%;border-bottom:1px solid var(--line);box-shadow:0 12px 20px #0001;align-items:stretch;flex-direction:column;font-size:14px}nav.open{display:flex}.hero{grid-template-columns:1fr;padding-top:39px;padding-bottom:35px;gap:10px}.hero h1{font-size:53px;max-width:420px}.hero-copy>p:not(.eyebrow){font-size:15px}.hero-art,.hero-art svg{height:350px;min-height:350px}.art-card.top{top:35px;right:18px}.art-card.bottom{bottom:19px}.service-strip .wrap{flex-wrap:wrap;justify-content:center;gap:14px 25px}.service-strip span{font-size:11px}.section{padding-block:48px}.section-heading{display:block}.section-heading p{margin-top:18px;max-width:100%}.grid-3{grid-template-columns:1fr}.service-card{padding:24px}.service-card .icon-tile{margin-bottom:22px}.steps-grid{grid-template-columns:1fr;gap:20px;margin-top:25px}.step-number{margin-bottom:15px;padding-bottom:10px}.provider-banner{grid-template-columns:1fr;gap:20px;padding:30px}.provider-banner .banner-side{padding:20px 0 0;border-left:0;border-top:1px solid #fff3}.page-head{padding:37px 0}.page-head h1{font-size:40px}.page-head p{font-size:15px}.split,.contact-grid{grid-template-columns:1fr;gap:20px}.footer-top{flex-wrap:wrap;gap:25px}.footer-top p{font-size:16px}.footer-top>div{width:100%}.footer-bottom{gap:14px}.application-shell{padding-top:30px}.application-intro{padding:0 6%}.application-intro h1{font-size:34px}.application-layout{display:block}.application-sidebar{padding:0}.progress-list{display:flex;justify-content:space-between;margin-bottom:20px;gap:5px}.progress-list li{padding:0;display:block;text-align:center;font-size:9px;flex:1}.progress-list .step-circle{margin:0 auto 6px}.sidebar-note{display:none}.form-card{padding:24px 20px}.fields,.choice-grid,.summary-grid{grid-template-columns:1fr}.form-card h2{font-size:25px}.choice-grid{gap:9px}.choice{padding:14px}.form-navigation .button{font-size:12px;padding:12px 15px;gap:10px}.review-header{display:block}.review-header h1{font-size:30px}.review-stats{gap:9px}.stat{padding:15px}.review-filters{flex-direction:column}.review-row{padding:16px;gap:10px;flex-wrap:wrap}.review-row .row-status{margin-left:0}.review-row .button{margin-left:auto}.review-detail{padding:22px}.review-row .avatar{display:none}h2{font-size:32px}}

#main:focus{outline:none}.sidebar-note>svg{width:24px;height:24px;color:var(--purple);margin-bottom:8px}

.insurance-guide summary {
  cursor: pointer;
  font-weight: 700;
}

.insurance-guide summary span {
  margin-inline-start: .5rem;
  font-size: .875em;
  font-weight: 400;
}

.insurance-guide dl > div {
  padding: .65rem 0;
  border-top: 1px solid var(--line);
}

.insurance-guide dt {
  font-weight: 700;
}

.insurance-guide dd {
  margin: .2rem 0 0;
}